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Borrow money with a personal loan

With a personal loan you know in advance exactly how much you borrow, what amount you pay monthly and how long you pay on the loan. The interest and the monthly installment are fixed for the entire term with a personal loan. With a personal loan you borrow a fixed amount in one go and that is why a personal loan is a suitable loan for, for example, the purchase of a car.

Borrow money with a revolving credit

The revolving credit is a form of credit where you can withdraw unlimited up to the agreed limit. If you want to make extra repayments on your revolving credit, you can do so completely without penalty. The revolving credit therefore gives you optimal flexibility. The agreed credit limit is the maximum amount that you can withdraw. You can also withdraw additional amounts repaid on your revolving credit up to this limit. A revolving credit is a suitable form of loan if you want to have extra money on hand for unexpected expenses.

Borrow money with a WOZ credit

The WOZ Credit, also known as housing benefit credit, is a form of credit for homeowners and is similar to revolving credit but with a lower interest rate. You can make unlimited withdrawals up to the limit and if you want to make additional repayments on your WOZ credit, you can do so without penalty. The WOZ credit therefore gives you optimal flexibility. The agreed credit limit is the maximum amount that you can withdraw. You can also withdraw additional amounts repaid up to this limit. The WOZ Credit is a loan with a mortgage statement and means that you agree to the condition that you do not burden your house with an additional mortgage, without the permission of the bank where your WOZ Credit is placed. At the request of the bank, you will also cooperate in establishing a mortgage on your home. This is generally only if you are in arrears with payment.

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