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Borrowing has become cheaper

01-06-2017

Borrowing has become cheaper.
Borrowing rates have fallen over the past five years. The average low and high interest rates for personal loans show a decrease of 1.8% and 2.1 percentage points in the last five years. This decline is more or less in line with the development of mortgage and savings interest rates.
Incidentally, interest rates for mortgages have risen slightly again in recent months. For the time being, this does not yet apply to consumer credit. Not very surprising, since mortgage rates often respond more quickly to movements in the financial markets than, for example, rates for borrowing or saving.
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This calculation is a guideline and you cannot derive any rights from it. We assume the lowest interest that we can offer you. The exact interest depends on your personal circumstances and can vary. The minimum term is 6 months and the maximum term is 120 months. The maximum legal interest is 14%.

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