Pay attention! Borrowing money, costs money



Borrowing has become cheaper


Borrowing has become cheaper.
Borrowing rates have fallen over the past five years. The average low and high interest rates for personal loans show a decrease of 1.8% and 2.1 percentage points in the last five years. This decline is more or less in line with the development of mortgage and savings interest rates.
Incidentally, interest rates for mortgages have risen slightly again in recent months. For the time being, this does not yet apply to consumer credit. Not very surprising, since mortgage rates often respond more quickly to movements in the financial markets than, for example, rates for borrowing or saving.
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Calculate revolving credit or personal loan?

The total credit amount
Installment amount (per month)
Variable debit interest on an annual basis
Annual percentage rate
Duration of the credit agreement
Total amount to be paid by you

Your monthly costs are:

This calculation is a guideline and you cannot derive any rights from it. We assume the lowest interest that we can offer you. The exact interest depends on your personal circumstances and can vary. The minimum term is 6 months and the maximum term is 120 months. The maximum legal interest is 14%.

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Personal loan Borrow a large amount once with a fixed interest. More information

Revolving credit Extra financial space for unexpected situations. More information

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