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Transfer personal loan

If you take out a personal loan, you agree on the amount to be borrowed and a term once. The loan amount is deposited into your account in one go. After that, you pay a fixed amount in interest and repayment every month. The higher the amount you borrow, the higher the monthly installment or the longer the term of the loan. If you have taken out a loan with a long term in the (recent) past, it is often the case that the conditions have been adjusted and there are now other personal loans with better conditions.

For example, the interest may have changed, making a personal loan from another lender much cheaper. Or your financial position has changed, as a result of which you can pay more or less monthly in interest and principal. It can just be more than worthwhile to transfer your personal loan to another personal loan with better conditions.

When is the transfer of a Personal Loan attractive?
Transferring a personal loan is interesting if it saves money and / or if the conditions (interest, term, monthly installment, amount to be borrowed) are more favorable at another bank. Including a lower interest rate. Then you are cheaper if you transfer the loan to this bank, provided that the savings are greater than any fine that you may owe for early repayment of the loan. But you may want a longer or shorter term of your loan or an adjusted monthly installment. A longer term is more expensive than a shorter term. You pay interest over a longer period.

How do you transfer your Personal loan?
When transferring your personal loan, it is important to know in advance whether you have to pay a fine at the bank where it is currently running. A transfer makes no sense if these costs are higher than the advantage that a transfer provides.

Fortunately, refinancing is often worthwhile, as practice shows. Via Atlantigaz you will receive personal advice with insight into what your advantage is. We arrange the settlement at the bank where your loan is received, you do not pay any extra costs.

Calculate your loan below

The total credit amount
Installment amount (per month)
Variable debit interest on an annual basis
Annual percentage rate
Duration of the credit agreement
Total amount to be paid by you

Your monthly costs are:

This calculation is a guideline and you cannot derive any rights from it. We assume the lowest interest that we can offer you. The exact interest depends on your personal circumstances and can vary. The minimum term is 6 months and the maximum term is 120 months. The maximum legal interest is 14%.

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