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Home benefit credit

Borrow money with a home benefit loan

The Home Advantage Credit, also known as WOZ Credit, is a form of credit for homeowners and is equal to revolving credit but with a lower interest rate. You can make unlimited withdrawals up to the limit and if you want to make additional repayments on your Home Advantage loan, you can do so without penalty. The Home Advantage Credit therefore gives you optimal flexibility. The agreed credit limit is the maximum amount that you can withdraw. You can also withdraw additional amounts repaid up to this limit. The Woningvoordeelcredit is a loan with a mortgage statement and means that you agree to the condition that you do not burden your house with an additional mortgage, without the permission of the bank where your Woningvoordeelcredit is placed. At the request of the bank, you will also cooperate in establishing a mortgage on your home. This is generally only if you are in arrears with payment.

Monthly term for a Home Advantage Loan

The monthly installment of a Home Advantage loan consists of interest and repayment. The interest is variable so that the part of the repayment can change within your monthly installment. If the interest rate rises, you pay less in repayment on your WOZ loan and if the interest rate falls, you repay more on your Home Advantage loan. Optionally, you can opt for an interest-only Home Advantage Credit where your monthly installment only consists of interest. You can make extra repayments in whole or in part.

A housing benefit loan a suitable loan?

Whether a Home Advantage Loan is a suitable loan for you depends on your personal and financial situation and the purpose of the loan. Let our expert advisers advise you free of charge. Request a quote without obligation .

Home benefit credit. Calculate here

The total credit amount
Installment amount (per month)
Variable debit interest on an annual basis
Annual percentage rate
Duration of the credit agreement
Total amount to be paid by you

Your monthly costs are:

This calculation is a guideline and you cannot derive any rights from it. We assume the lowest interest that we can offer you. The exact interest depends on your personal circumstances and can vary. The minimum term is 6 months and the maximum term is 120 months. The maximum legal interest is 14%.

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